Except for the quality of this picture (cellphone being my only camera option), I'm rather proud of this look. I shall have to search to see where I got the inspiration to give credit where credit is due - but I saw a denim vest layered under a black and white jacket SOMEwhere, and I went to The Closet to see what I could come up with.
(The necklace is outside the outfit right now just for showing off.)
If I pay enough attention to the wonderful fashion blogs out there, I just may get this "layering thing" figured out! Maybe you CAN teach an old dog new tricks!
UPDATE! Style Artisan is where I saw it! See it for yourself - and a lot of other good stuff, too!